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Travel Insurance for passengers ex New Zealand only

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This Travel Insurance provides travellers with a comprehensive range of travel insurance options designed for travel overseas.

You can choose from one of these 3 plans:

PLAN A - Comprehensive (international travel)
16 Policy Sections* - covers up to 12 months travel (1 return Journey)
PLAN B - Domestic (domestic travel)
6 Policy Sections* - designed for travel within New Zealand only
PLAN C - Budget (international or domestic travel)
3 Policy Sections* - designed for the budget-conscious traveller - covers up to 12 months travel (1 return Journey)
PLAN D - Snow Cover (international or domestic travel)
22 Policy Sections* - comprehensive cover with additional snow benefits included
PLAN E - Frequent Traveller (international or domestic travel)
16 Policy Sections* - 12 month policy designed for the frequent traveller (unlimited number of return Journeys within the 12 month policy period)

* you will not have cover under certain Policy Sections while travelling in New Zealand - see the "Geographical Regions" section of the Policy Wording for details.

# you will not have cover for any claims Arising from snow sport activities unless you purchase Plan D Snow Cover – see General Exclusion 33 in the ‘General Exclusions Applicable to all Sections’ section of the Policy Wording.

Details about the Insurer

Allianz Australia Insurance Limited has an AA- insurer financial strength rating given by Standard & Poor’s (Australia) Pty Limited.

The rating scale* in summary form is:

AAA Extremely Strong AA Very Strong A Strong
BBB Good BB Marginal B Weak
CCC Very Weak CC Extremely Weak R Regulatory Action

Plus (+) or minus (-): Ratings from "AA" to "CCC" may be modified by the addition of a plus (+) or minus (-) sign to show relative standings within the major rating categories.

*A full description of the rating scale is available at www.allianz.co.nz/insurer-rating.

An overseas policyholder preference applies. Under Australian law, if Allianz Australia Insurance Limited is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on Allianz Australia Insurance Limited's Australian assets to satisfy New Zealand liabilities.

comprehensive

Plan A is designed for persons travelling overseas and includes cancellation, luggage, medical/repatriation and personal liability (note that there is no cover for certain benefits while travelling in New Zealand, including medical costs incurred in New Zealand). This plan is suitable for leisure or business travel.

domestic

Plan B offers cover for travel within New Zealand only. Please note that there is no cover for medical costs under this Plan - cover is mainly for luggage and the risk of cancellation or disruption of travel.

budget

Plan C is for budget-conscious travellers who require cover for medical, repatriation and personal liability costs while travelling overseas (note that only the personal liability benefit is available for travel within New Zealand, as there is no cover for medical costs incurred in New Zealand). This Plan does not include cover for luggage or cancellation fees.

snow cover

Plan D offers the highest level of cover of the 5 available Plans. It has the same benefits as Plan A, plus additional snow benefits included. It is designed for both persons travelling overseas and those travelling within New Zealand, and includes cancellation, luggage, medical/repatriation and personal liability cover (note that there is no cover for certain benefits while travelling in New Zealand, including medical costs incurred in New Zealand). This Plan is suitable for leisure or business travel.

frequent traveller

Plan E is a 12 month policy for frequent leisure and/or business travellers, and provides the same benefits offered under Plan A while travelling overseas, and cover under sections 1, 4, 6, 11, 13 and 15 while travelling in New Zealand (destination must be a minimum of 250km from home). The Frequent Traveller Plan allows an unlimited number of journeys within the 12 month policy period, with benefit limits and sub-limits being reinstated on the completion of each journey (except for Policy Section 15 - Personal Liability). The maximum duration for any one journey is flexible, with a choice of three options; 21 days, 35 days or 63 days.

This insurance is issued and managed by AGA Assistance Australia Pty Ltd ABN 52 097 227 177 (Incorporated in Australia) trading as Allianz Global Assistance and is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. Air Vanuatu (Operations) Limited Company No. 458816 arranges this insurance as agent of Allianz Global Assistance. You should consider the Policy Wording before making any decisions about this product.

For further information on Allianz Australia Insurance Limited’s financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.

Copyright © 2012 AGA Assistance Australia Pty Ltd. All Rights Reserved.